Keith Rucinski | Chapter 13 Trustee | Akron, OH
One of the largest delinquent accounts on credit reports is unpaid medical debt. The Consumer Financial Protection Bureau, credit reports reflect unpaid medical debt of nearly $88 billion.
Beth Hawks | CoreCommPR | Columbia, SC
Many New Year’s resolutions revolve around getting finances in order, but most people don’t know where to start. The National Association of Chapter 13 Trustees encourages us there public education website, BFine.org.
Jason Wilson Aguilar | Chapter 13 Trustee
Most of us at one time or another have financial difficulties, but what should you do if you are unable to make your auto loan payments? The key is to be proactive. You are not necessarily out of options if you are already delinquent.
Jason Wilson Aguilar | Chapter 13 Trustee
Yes, you can file a bankruptcy case without a lawyer. The real question is whether you should file a bankruptcy case without a lawyer who specializes in bankruptcy law. In my opinion, the answer to that question is no.
Keith Rucinski | Chapter 13 Trustee
The American bankruptcy system is designed to help the innocent person who has fallen on hard financial times earn a bankruptcy discharge (discharge is a legal term meaning to successfully complete a bankruptcy plan).
Managing your financial future is easier when you understand what is being said. Below are some of the key terms that are used with finance and bankruptcy.
For more definitions visit: Bankruptcy | Financial
Bankruptcy. It’s a word that evokes dread in many Americans. Why? Because it may feel like the end of the road, the last resort, the end, in a way, of the game of debt. But how does one know it’s time to file for bankruptcy?
The year 2022 is winding down, and that means it’s time to think about resolutions for the coming year. With rising interest rates and inflation at a 40-year high, financial resolutions are foremost in the minds of many consumers.
New year, new financial goals: If you’re starting off the new year with a list of resolutions, consider adding some financial to-dos, such as improving your credit score and making a plan to pay off your credit card debt once and for all. 49% of Americans want to save more money.
The Biden administraiton has made it easier to file for bankruptcy and cover student loans. But is that a smart financial step? Fox 2 Detroit reporter, Roop Raj, dive into the new reglationgs regarding bakrupty and student loans in the United States.
Keith L. Rucinski | Chapter 13 Trustee
Bankruptcy Legend: I do not need a lawyer to file Bankruptcy, all I have to do is complete some forms. In the United States people can choose to represent themselves in court, including bankruptcy court. The term to represent yourself without counsel is “pro se”.
Whether you're stuck in a cycle of debt, earning too little to maintain your desired standard of living, or simply wanting to get a jump on saving for a major financial goal, such as buying a home or investing, you may need help to get on track with your objectives.
As someone who gets credit report notifications, you should be familiar with changes in your credit score. It is quite common for your credit score to fluctuate with minor increments. If you ever rejoice when your credit score increases, you are likely know the dread when it drops.
Times are challenging in America with the coronavirus. You may be experiencing the stress that comes with financial hardship and are considering a Chapter 13 bankruptcy.The purpose of this article is to inform you about the most important things about bankruptcy.
Melinda Opperman, President, credit.org
When people are struggling with their debts, they have a lot more options than they might realize. There are professionals, non-profit organizations, and free online resources available to help no matter how one’s personal finances look.
A public education project of the National Association of Chapter Thirteen Trustees
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The materials on this website are for general information purposes only and should not be construed as legal advice, legal opinion, or any other advice on any specific facts or circumstances. You should not act or refrain from acting upon this information without seeking professional advice.